Wedding Insurance

You know your clients needs better than anyone. Does their current insurance cover any of these important exposures?
  • Loss of deposit
  • Extreme weather
  • Issues with vendors
  • Damaged dresses, attire, rings, photo, or gifts
  • Sudden illness
Target Operations
  • Risks with up to 500 attendees
  • One-day weddings (additional days permitted for rehearsal dinner, set-up and take-down)
  • Event hosts with a caterer or professional bartender serving the alcohol
  • Applicants not in the business of selling, serving or furnishing alcoholic beverages and who have not purchased a liquor license for the event
Note: Applicants ineligible for our Wedding Plus product may still be eligible for our Main Event product. See the Product Underwriting Guide for more details

Most Common Ineligible Risk Characteristics
  • Feature firearms/fireworks or water hazards
  • Host liquor liability not available in AL, IA, MS, OR or RI
  • Located in AK, LA or WV
Note: Ineligible risk characteristics include, but are not limited to those listed above

Available Limits
  • General liability up to $1,000,000 occurrence/$2,000,000 aggregate
  • Liquor liability up to $1,000,000 each common cause/$2,000,000 aggregate
  • Sublimits included:
    • $1,000 for lost deposits with optional limits up to $10,000
    • $1,000 for damage to bride’s or groom’s attire with optional limits up to $10,000
  • Sublimits available up to:
    • $50,000 for cancellation coverage
    • $10,000 for wedding photography/videos
    • $10,000 for special jewelry
    • $10,000 for wedding gifts